Terms of Service

By connecting a cryptocurrency wallet to the Service, executing transactions through the Service, or otherwise accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. Your use of the Service constitutes a binding agreement between you and Haetae Finance (“Haetae,” “we,” “us,” or “our”), a Georgia-registered entity.

We may update these Terms from time to time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

To use the Service, you must:

• Be at least 18 years old or the age of majority in your jurisdiction, whichever is higher.
• Not be a resident of, located in, or citizen of the United States of America or any of its territories.
• Not be a resident of, located in, or citizen of any country subject to comprehensive sanctions by the United States (including but not limited to Cuba, Iran, North Korea, Syria, the Crimea, Donetsk, and Luhansk regions of Ukraine), the European Union, or the United Nations.
• Not be listed on any sanctions list maintained by the U.S. Office of Foreign Assets Control (OFAC), the EU, the UN Security Council, or equivalent governmental authority.
• Not use the Service for any purpose that violates applicable law or regulation in your jurisdiction.

By using the Service, you represent and warrant that you meet all eligibility requirements. We reserve the right to restrict access from any jurisdiction at any time without notice.

Haetae Finance is a non-custodial, decentralized yield optimization protocol. The Service provides:

• Auto-compounding vaults: Smart contracts that automatically reinvest yield from underlying DeFi protocols to maximize returns for depositors.
• Multi-chain support: Vaults deployed across GIWA Chain, Ethereum, Base, Arbitrum, and Optimism.
• Yield optimization strategies: Automated strategies that interact with third-party DeFi protocols to generate yield on deposited assets.

The Service operates through publicly deployed smart contracts on supported blockchain networks. Haetae Finance does not take custody of your assets at any time. You interact with the smart contracts directly through your own self-custodial wallet.

The Service is provided as a decentralized finance (DeFi) protocol and a user interface for interacting with that protocol. The protocol exists independently on the blockchain regardless of whether the user interface is available.

You retain full custody of your assets at all times. When you use Haetae Finance:

• You connect your own self-custodial wallet (such as MetaMask, WalletConnect-compatible wallets, or other Web3 wallets) to interact with the protocol.
• Haetae Finance never has access to your private keys, seed phrases, or wallet credentials.
• All transactions are initiated and signed by you through your wallet. Haetae Finance cannot execute transactions on your behalf, reverse transactions, or recover lost funds.
• You are solely responsible for the security of your wallet, private keys, and seed phrases. If you lose access to your wallet, Haetae Finance cannot help you recover your funds.
• Deposits into vaults are represented by vault share tokens held in your wallet. You may withdraw your proportional share of vault assets at any time, subject to on-chain conditions (network congestion, gas fees, liquidity availability).

DeFi involves substantial risks. You may lose some or all of your deposited assets. By using the Service, you acknowledge and accept the following risks:

This is not an exhaustive list of risks. DeFi is experimental technology. You should not deposit funds you cannot afford to lose.

Haetae Finance charges performance fees on yield generated, not on deposited principal. Specifically:

• A percentage of the yield harvested by vault strategies is retained as a performance fee before compounding.
• Fee rates vary by vault and strategy. Current fee structures are displayed on the Service interface and are encoded in the smart contracts.
• There are no deposit fees or withdrawal fees charged by Haetae Finance, though standard blockchain network gas fees apply to all on-chain transactions.
• Fee structures may change for new vaults or updated strategies. Changes do not apply retroactively to already-deposited funds unless the vault strategy itself is updated.

You are responsible for any gas fees required to execute transactions on the blockchain networks.

You agree not to use the Service to:

• Violate any applicable law, regulation, or order, including anti-money laundering (AML) and counter-terrorism financing (CTF) laws.
• Evade or attempt to evade economic sanctions imposed by the United States, the European Union, the United Nations, or any other applicable jurisdiction.
• Engage in market manipulation, wash trading, front-running, or any form of fraudulent or deceptive activity.
• Launder money or facilitate the laundering of proceeds from illegal activities.
• Exploit, attack, or attempt to exploit or attack the smart contracts, protocol infrastructure, or any associated systems (including but not limited to flash loan attacks intended to drain vault funds, oracle manipulation, or governance attacks).
• Use bots, scripts, or automated systems to interact with the Service in a manner that degrades performance for other users, except for standard wallet and portfolio management tools.
• Provide false or misleading information.
• Attempt to circumvent geographic restrictions or eligibility requirements.

We reserve the right to restrict access to the Service for any wallet address associated with prohibited activities.

The Haetae Finance name, logo, brand assets, user interface design, and documentation are the intellectual property of Haetae Finance and are protected by applicable intellectual property laws.

The smart contracts deployed by Haetae Finance are based on open-source code (Beefy Finance vault architecture) and are publicly viewable on-chain. The open-source components remain subject to their respective open-source licenses.

You may not use the Haetae Finance name, logo, or brand assets without prior written permission, except for factual references (e.g., reporting, reviews, portfolio tracking).

The Service interacts with and depends on third-party protocols, platforms, and services, including but not limited to:

• Beefy Finance smart contract architecture (vault and strategy contracts)
• GIWA Chain, Ethereum, Base, Arbitrum, and Optimism blockchain networks
• Underlying DeFi protocols used by vault strategies (decentralized exchanges, lending protocols, liquidity pools)
• Wallet providers (MetaMask, WalletConnect, etc.)

Haetae Finance is not responsible for the operation, security, availability, or performance of any third-party protocol or service. Your interactions with third-party protocols are governed by their respective terms and conditions. We do not endorse, guarantee, or assume liability for any third-party protocol.

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

We specifically disclaim all implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Haetae Finance does not warrant that:

• The Service will be uninterrupted, error-free, or free from vulnerabilities.
• Any specific yield, return, or financial outcome will be achieved.
• The smart contracts will function as intended in all circumstances.
• The value of your deposited assets will be maintained.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HAETAE FINANCE, ITS FOUNDERS, CONTRIBUTORS, AFFILIATES, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF DEPOSITED ASSETS, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

IN NO EVENT SHALL HAETAE FINANCE'S TOTAL LIABILITY EXCEED THE AMOUNT OF FEES ACTUALLY PAID BY YOU TO HAETAE FINANCE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or liabilities. In such jurisdictions, our liability shall be limited to the greatest extent permitted by applicable law.

You agree to indemnify, defend, and hold harmless Haetae Finance, its founders, contributors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:

• Your use of the Service.
• Your violation of these Terms.
• Your violation of any applicable law or regulation.
• Your violation of any third party's rights.
• Any losses resulting from your failure to maintain the security of your wallet or private keys.

We reserve the right to modify these Terms at any time. Material changes will be communicated by updating the “Last Updated” date at the top of this document and, where feasible, through a notice on the Service interface.

Your continued use of the Service after any modification constitutes your acceptance of the revised Terms. If you do not agree with a modification, you should discontinue use of the Service and withdraw your assets from the protocol.

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

If you have questions about these Terms, you can reach us through:

• Telegram: https://t.me/haetaefinance
• Website: https://haetae.finance